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Senior Manager, Credit Risk

Attendance
Hybrid
Job number
24732
Category
Senior Professional
Status: Permanent
Type of Contract
Permanent
Schedule: Full-Time 
Full Time / Part Time?
Full-Time
Posting date
05-Feb-2025
Location: Toronto, Ontario
City
Toronto
Province/State
Ontario
Area of Interest: Risk management

As a Senior Manager within the Commercial Credit Risk team at National Bank, you’ll be a leader and coach throughout the credit adjudication process. You'll maximize the qualify of an assign commercial loan portfolio in line with the Bank's strategic objectives and prescribed Risk Appetite. In addition, you'll implement strategies to monitor the quality of the loan portfolio in order to ensure integrity and to maximize profitability and business development. 


Your role:

  • Independently analyze, authorize or recommend complex commercial financing applications based on credit policies and procedures as well as National Bank’s risk appetite.
  • Anticipate and identify transaction risks and how to mitigate them.
  • Optimize relationships with the various stakeholders and act as a coach for account managers.
  • Independently take part in various committees and special mandates.
  • Adequately follow up on loan portfolios to improve quality.
  • Encourage the continuous rethinking of work methods to optimize processes and systems and present innovative solutions.
  • Be involved from the beginning of the credit origination process until disbursement.
  • Positively impact peers and colleagues by being a proactive driver of change.

Your team: 

Reporting to the Senior Director, Commercial Credit, the position will be based in Toronto. You will operate in a hybrid work environment with both days in the office and at home. Additionally, you will have to occasionally travel for client and team meetings.


Basic Requirements:

  • Completed bachelor's or master's degree in administration, accounting or a related field, and seven to ten years of relevant experience, predominantly in a credit adjudication role
  • Experience in complex commercial financing
  • Experience in portfolio monitoring
  • Strong negotiation skills
  • Excellent knowledge of commercial financing products and services
  • Be a team leader recognized for helping implement credit initiatives and/or special large-scale projects
  • Ability to make complex decisions in very short times
    
Languages:
English

Skills

Artificial Intelligence Diversity & Inclusion Teamwork Cybersecurity Empathy Initiative Learning Agility Resiliency
Your benefits
In addition to competitive compensation, upon hiring you’ll be eligible for a wide range of flexible benefits to help promote your wellbeing and that of your family. 
 
* Health and wellness program, including many options
* Flexible group insurance
* Generous pension plan
* Employee Share Ownership Plan
* Employee and Family Assistance Program
* Preferential banking services
* Opportunities to get involved in community initiatives
* Telemedicine service
* Virtual sleep clinic 
 
These are a few of the benefits available to you. We have an offer that keeps up with trends as well as your needs and those of your family. 
 
Our dynamic work environments and cutting-edge collaboration tools foster a positive employee experience. We actively listen to employees’ ideas. Whether through our surveys or programs, regular feedback and ongoing communication is encouraged.
 
We're putting people first
We're a bank on a human scale that stands out for its courage, entrepreneurial culture, and passion for people.   Our mission is to have a positive impact on peoples' lives. Our core values of partnership, agility, and empowerment inspire us, and inclusivity is central to our commitments. We offer a barrier-free workplace that is accessible to all employees.  
 
We want our recruitment process to be fully accessible. If you require accommodation, feel free to let us know during your first conversations with us. We welcome all candidates! What can you bring to our team? 
 
Come live your ambitions with us!

Why work at National Bank?

For an environment that supports your career path

There are many varied opportunities for you to progress and develop, and move ahead in your career. This includes on-the-job learning and training, co-development and pairing with other employees, professional support and mentoring, internal career days or discussion forums with our leaders.

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For an inclusive and diverse environment

We foster inclusion in an environment where each person’s unique qualities, whether visible or invisible, are celebrated and valued. We welcome all candidates! What can you bring to our team?

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